Homeownership for international residents in Okinawa

Rent the home. Then make it yours.

Okinawa Estate Planning is a rent-to-own company. As professionals of housing and contracts, we walk beside international residents — from the first month of rent to the day the home becomes yours.

Book a free consultation See how it works

Free · Online or in person · English / 日本語

INTRODUCTION

Does any of this sound familiar?

Turned down for a mortgage because of nationality

Residence status and guarantor walls keep getting in the way

A contract written only in Japanese feels too risky to sign

With rent-to-own by your side…

No mortgage

Move in without a loan

A purchase option contract secures your right to buy. You start as a tenant today — the mortgage question can wait until you are ready.

Status walls

A valid residence status is enough

Including SOFA status for U.S. military personnel. Screening looks at your income and plans, not your passport — and no Japanese guarantor is required.

Language

Bilingual support to the last page

A consultant explains every clause in English or Japanese, from the first viewing to the final purchase contract.

What is rent-to-own? READ MORE See example properties READ MORE
WORKFLOW

How rent-to-own works

STEP 1

Consult

Tell us your budget, preferred area, and how long you plan to stay in Japan. Free, online or in person, in English or Japanese.

STEP 2

Match & agree

We source the property and fix the future purchase price in a rent-to-own agreement — before you move in.

STEP 3

Move in & build

Live there from day one as a tenant. Each month, a set portion of your rent is credited toward the purchase.

STEP 4

Purchase

Buy any time within the term — with a loan, savings, or funds from overseas. Your credits lower the final payment.

Start with a free consultation. READ MORE

VOICECustomer Voices

“As a military family we assumed owning here was impossible. We moved in within a month — and every yen of rent now goes somewhere.”
R. T. · U.S. military family, Chatan
“The purchase price was fixed before we moved in, and the contract was explained in English, page by page.”
L. N. · Engineer, Naha
FAQ

Frequently asked questions

Do I need permanent residency or a guarantor?

No. A valid residence status — including SOFA status for U.S. military personnel — is enough to start. Screening looks at your income and plans, not your passport.

ABOUT

Okinawa Estate Planning

A licensed Okinawa real estate broker specializing in rent-to-own for international residents — working residents, business owners, U.S. military families, and buyers living overseas. Bilingual consultants handle everything from viewing to closing.

COMPANY Okinawa Estate Planning LLC (合同会社)
OFFICE 1-20 Shimashi, Ginowan, Okinawa, Japan
LICENSE Okinawa Governor (1) No. 5643
SERVICES Rent-to-own brokerage · Sales · Property management
SUPPORT English · Japanese (interpreters for other languages)
CONTACT

Consultation & requests

Share where you are today and where you want to be — a bilingual consultant will reply with properties and a program outline that fit. No obligation.

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Thank you. A bilingual consultant will contact you within 2 business days, in your preferred language.